Low-cost activity planner
Turn a general idea into a short weekly plan that fits your budget, energy, and transportation comfort.
Free tool library
All Financial Tools and More
Use these browser-based tools in one sitting, then download the result for your call, appointment, or next decision.
No account is required. Everything here stays in your browser until you download it.
Retirement Life
Retirement Life tools
Low-cost ways to stay active, social, and mentally engaged without turning everyday retirement into a new expense.
Health
Health tools
Preventive care, treatment decisions, and visit prep that help retirees stay informed, organized, and confident.
Visit prep checklist
Collect recent changes and your main goal before an annual or follow-up visit.
Sudden Expenses
Sudden Expenses tools
Clear financial triage for surprise bills so essentials stay protected while you stabilize cash flow.
Essential-spending split tool
Protect housing, food, medications, and utilities first, then download a snapshot for your next call or budget review.
Bill negotiation starter
Build a plain-language script before you call a provider, lender, or billing office.
Housing & Home
Housing & Home tools
Home safety and housing stability guidance so retirees can stay independent and avoid preventable setbacks.
Home safety quick scan
Check the highest-risk rooms, note urgent fixes, and print a room-by-room list.
Recovery support scheduler
Organize rides, meals, pickups, and check-ins with dates, helpers, and follow-up timing.
Caregiving
Caregiving tools
Support for family caregivers and retirees coordinating care decisions, updates, and daily logistics.
Caregiver update template
Turn scattered updates into one clear weekly message your family can actually use.
Treatment question list
Start with one strong treatment question, add your own, and download the list for the visit.
Medicare & Social Security
Medicare & Social Security tools
Enrollment and income-benefit guidance so retirees avoid delays, penalties, and coverage surprises.
Benefit records tracker
Track offices, issues, promised next steps, and follow-up dates in one running log.
Medicare and Social Security question planner
Prepare short, specific Medicare or Social Security questions before your next call.
Legal & Planning
Legal & Planning tools
Practical legal and paperwork planning to reduce family stress during emergencies or transitions.
Benefit records tracker
Track offices, issues, promised next steps, and follow-up dates in one running log.
Legal and paperwork question planner
Keep legal aid and paperwork meetings focused on deadlines, documents, and next actions.
Falls & Recovery
Falls & Recovery tools
Recovery planning after falls or mobility setbacks, with practical checklists for home and appointments.
Home safety quick scan
Check the highest-risk rooms, note urgent fixes, and print a room-by-room list.
Recovery support scheduler
Organize rides, meals, pickups, and check-ins with dates, helpers, and follow-up timing.
Veterans
Veterans tools
Benefits, claims, and care coordination guidance for veterans and military families in retirement.
VA visit question planner
Select core VA questions, add your own, and leave the appointment with clear next actions.
Benefit records tracker
Track offices, issues, promised next steps, and follow-up dates in one running log.